Our Team has helped over 20,000 Families with the dream of homeownership. The key to our success has been a combination of consistently offering custom home loan solutions and above all providing outstanding customer service. We take pride in treating our clients with honesty, transparency, and integrity.
If you are looking for a hard working, responsive, and honest lender look no further. Jim is one of the best I have ever worked with. He communicates updates on the loan process often and explains the loan in English!…read more →
I highly recommend Jim Black and his team. We had so many complications due to my husband's position at work. Jim was so helpful and worked through each complication with such ease. Jim and his team turned our dream home…read more →
I started my re-fi with an online lender that was mis-managed to the point where their delays caused me to lose my rate-lock. I was short on time but decided to drop them and contacted Jim Black. Jim and his…read more →
Here are the latest articles from our real estate and mortgage blog.
What You Need to Know about the VA Loan
If you are a military service member, Veteran, or their family, you may be eligible to use the VA loan to purchase your next house.…
The Housing Market in Santa Cruz – Going into Fall 2021
A few key factors have intensified the housing market in Santa Cruz in 2021. The COVID-19 pandemic and guidelines to stay home have led to…
What You Need to Know about the USDA Loan in Santa Cruz
Are you interested in moving to a rural or less populated area? The U.S. Department of Agriculture offers a loan specifically made for homebuyers who…
