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Your Local Santa Cruz Mortgage Expert

Finding a great home loan involves careful consideration of your needs, finances and history.

Welcome to All Cal Financial

Our Team has helped over 20,000 Families with the dream of homeownership. The key to our success has been a combination of consistently offering custom home loan solutions and above all providing outstanding customer service. We take pride in treating our clients with honesty, transparency, and integrity.

Your Local Mortgage Company
All Cal Financial is your premier Santa Cruz mortgage broker. We believe in being transparent, friendly and 100% honest. For the best experience with mortgage loans in Santa Cruz combined with incredible rates, contact us today!

Working With An Santa Cruz Mortgage Broker
Its vital that your mortgage broker both listens to and answers your questions. Whether you’re a first time homebuyer or a professional, your mortgage broker is there to help answer all of your questions. An exceptional mortgage broker will take their time making sure you fully understand everything about your selected loan. The All Cal Financial team is here to help guide you on every step of the home ownership process.

Intelligent Technology
Our unique system allows you to buy a home completely using technology. It’s fast, it’s transparent and 100% at your fingertips. In addition to the ease of use, our system will provide constant updates through text, email, and our online portal. You know where your loan is at all times!

We Love Our Clients
We thoroughly enjoy meeting clients face-to-face to work through mortgage loans and options in Santa Cruz. Being a local mortgage broker in Santa Cruz, California allows us to establish a better client relationship and ensure all your questions get answered.

Customer Satisfaction
Fresh from the Blog

Here are the latest articles from our real estate and mortgage blog.

How to Boost Your House’s Curb Appeal in the Fall

The summer real estate boom may be slowing down, but it can still be a great time to get your house ready for the market.…

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The VA Loan Details: What You Need To Know

If you are a military service member, Veteran, or their family, you may be eligible to use the VA loan to purchase your next house.…

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The Housing Market in Santa Cruz – Going into Fall 2021

A few key factors have intensified the housing market in Santa Cruz in 2021. The COVID-19 pandemic and guidelines to stay home have led to…

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