Name: All Cal Financial, Inc.
Price range: $$

There are a number of mortgage loan options for those looking to purchase a house or refinance in-and-around Santa Cruz. Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Purchase

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

FHA

An FHA loan provides a government-insured loan with flexible loan options.

VA

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

Rehab

Roll the costs of the renovation into your loan.

USDA

Purchase a home with no money down in certain rural and suburban areas.

Jumbo

Jumbo loans offer maximum flexibility for home financing for larger loans.

First Time Home Buyer

Popular loan programs for first time home buyers.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Investment Property

Mortgage loan programs for vacation and investment properties.

Reverse Mortgage

A Reverse Mortgage leverages your home equity as a powerful tool, and provides you with the flexibility and financial footing to pursue the retirement path that’s right for you.

Refinance

Mortgage refinancing may lower your monthly payments.

Cash Out Refinance

You could pay off those high-interest debts by refinancing to a lower rate.

Still have questions ? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.