Being a first time home buyer in Santa Cruz is a very exciting step! All Cal Financial loan specialists are here to guide you through every step of the loan process.
Being a First Time Home Buyer in Santa Cruz, CA
Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.
First time home buyers have a lot of questions and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect home for your needs and budget.
Popular Loan Programs for First Time Home Buyers:
30-Year Fixed Rate Mortgage
The 30-Year Fixed Rate Mortgage – The most secure loan program. Lock in a low payment and sleep tight knowing that your rate will not change.
The FHA home Loan – Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!
The VA Home Loan – An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI. Find out today if you qualify!
Have additional questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.